Recently, Ping An Bank Governor Shao Ping, Ping An Bank will adjust the proportion of mortgage retail loans, more resources for lending to small and micro enterprises tilt.
Ping An Bank Ping An Bank has suspended the two sets of mortgage statement for the after multiple city said it will still continue to be paid the mortgage, but because of the relatively tight credit resources, this year will make some adjustments, and more support for the development of small and micro business. According to Ping An Bank's 2012 Annual Report, the mortgage in about 10% of its retail credit mortgage bad rate is the lowest of all loans. In 2012, Ping An Bank achieved operating income of 39.75 billion yuan, a year-on-year growth of 34.19%; net profit of 13.4 billion yuan, a year-on-year growth of 30.4%. But the balance of non-performing loans reached 6.87 billion yuan, an increase of 108.36 percent over the previous year; adverse rate of 0.95%, an increase of 0.42 percentage points compared to the beginning of the year.
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